Экономика. Учет и аудит

Petrushenko Anna

National University of Food Technologies

Accounting and Financial Problems

The role of accounting in a business has a simple purpose -- to detail the company's financial situation accurately at any given time. When a business encounters accounting problems, financial records are likely inaccurate and the company's financial health may be at risk. Taking the time to accurately keep track of a company's finances can help prevent audits and missed business opportunities.

Financial accountancy is used to prepare accounting information for people outside the organization or not involved in the day-to-day running of the company. Management accounting provides accounting information to help managers make decisions to manage the business.

Financial capital maintenance can be measured in either nominal monetary units or units of constant purchasing power.

The purpose of accounting is to provide the information that is needed for sound economic decision making. According to the Law of Ukraine "On Accounting and Financial Reporting in Ukraine" the main purpose of financial accounting is to prepare financial reports that provide information about a firm's performance to external parties such as investors, creditors, and tax authorities. Managerial accounting contrasts with financial accounting in that managerial accounting is for internal decision making and does not have to follow any rules issued by standard-setting bodies. Financial accounting, on the other hand, is performed according to Generally Accepted Accounting Principles (GAAP) guidelines.

In order that financial statements report financial performance fairly and consistently, they are prepared according to widely accepted accounting standards. These standards are referred to as Generally Accepted Accounting Principles, or simply GAAP. Generally Accepted Accounting Principles are those that have "substantial authoritative support".

Financial accounting serves the following purposes:

·        producing general purpose financial statements

·        producing information used by the management of a business entity for decision making, planning and performance evaluation

·        producing financial statements for meeting regulatory requirements.

Objectives of Financial Accounting

·        To know the results of the business

·        To ascertain the financial position of the business

·        To ensure control over the assets

·        To facilitate proper management of cash

·        To provide requisite information

There are times when a business may need to use different accounting methods. For example, a company may keep books to monitor cash on hand and other books to monitor cash accrual, which include pending bills and payments. As long as a company is able to keep different bookkeeping methods separate and accounting details well documented, it should not experience any problems as a result. However, when a company inadvertently combines the two bookkeeping methods without taking into account the differences in records keeping, its financial records will ultimately be unreliable.

When recording income and expenses, a company still needs to take into consideration its working capital and cash flow. When a company creates an income statement, it must take into account money it will not receive or pending payments. A company may not receive money because of discounts offered for products or services, or for refunds issued to a customer. While a company may have made a sale, it cannot count the amount of money promised in the transaction as cash-on-hand until it receives the actual payment. Failure to take into account cash flow can cause a company to owe money instead of gain capital when it does not have enough income to cover its expenses.

The finance department often  faces problems while dealing with outside agencies such as government departments, including tax departments etc., while seeking for sanctions or permissions etc. There is always a need for professional and dynamic accountants who can handle this shortcoming with intelligence.

A problem commonly found in accounting, which can lead to financial problems, is bad bookkeeping. When an individual does not keep up-to-date financial information about a company, commits bookkeeping errors or fails to report the relevant information necessary, a company can have a significant financial loss and not know as much. Such a practice can also lead to tax audits and fines for the improper reporting of funds.

The failure to create a budget can cause a company to overspend and go into debt. Budgets can help a company create a financial forecast and allocate funds appropriately. The creation of a budget can help prevent financial problems or identify weak spots in cash flow. Moreover, the failure to budget funds and forecast a company's financial health can lead to the improper planning of production, the hiring of too many or too few employees and the poor use of available resources.

Purposefully manipulating financial records for personal gain can result into one of the most detrimental accounting and financial problems a company could experience. Fraud occurs when an individual or group reports a company did not earn as much money as it actually did, and keeps the difference for themselves. Other methods of fraud can include falsely reporting profits and company growth to skew the perception of the company's financial well-being, actions that could result in criminal charges.

There can also be human errors such as typographical mistakes.  Such  mistakes might lead to problems in the final tallying of the balance sheets.

There can also be issues in accounting if the transactions are not update on a daily basis. The accountant may forget to make entries of data of  previous dates. This can lead to a faulty balance sheet.

Literature

1.         Financial Accounting: An Introduction to Concepts, Methods, and Uses by Clyde P. Stickney, Roman L. Weil, Hardcover: 992 pages, Publisher: South-Western College

2.         Financial Accounting : Tools for Business Decision Making by Paul D. Kimmel, Jerry J. Weygandt, Donald E. Kieso, Hardcover: 832 pages, Publisher: Wiley

3.         Corporate Financial Accounting (Corporate Financial Accounting) by Carl S. Warren, James M. Reeve, Philip E. Fess, Paperback: 800 pages, Publisher: South-Western College