Экономические науки/15.Государственное регулирование экономики

 

PhD student Kondybayeva S.K.

Kazakh National University named al-Farabi, Kazakhstan

Stages of development of housing policy of the Republic of Kazakhstan

Housing was once described as ‘the wobbly pillar under the welfare state’, because the state has not seen its role as the main provider. The housing market is a one market for a consumer good that is subjected to more policy initiatives than any other. 

For the period of independence of the Republic of Kazakhstan construction of housing has become one of the priority directions of the Strategy of the country development until 2050 and is one of the most important tasks of national level. Nowadays considerable attention is paid to its settlement.  It is connected with the fact that up to the recent time the housing sector was on the periphery of the social and economic policy. In these conditions the crisis of housing sector appeared with a significant decrease of volumes of housing construction, in first place affordable for the majority of population, aging of housing facilities as well as engineering and communication networks. Sharp decrease of living level of the population intensified the problem, and complete overhaul of housing facilities and systems of life-support of the population has become a national problem.

Recently significantly high and stable speed of growth of Kazakh economy has created economic prerequisites for solution of housing problem with participation of the government. Ex facte, hard work has been done in this direction.  In 2000 the Conception of long-term financing of housing construction and development of the system of mortgage lending was adopted.  In framework of the State program of development of housing construction for 2005-2007 it was supposed to provide a wide circle of population with an affordable housing. For its development amendments were made in the legislation about rental housing and about share in the construction capital. Besides the State program of development of housing and communal sphere for 2006-2008 was developed.

On one part the above facts show importance that is given to the issue of improvement of living conditions, as the right for housing is a constitutional right of every citizen, and its realization is an important condition for achievement of modern living standards of the population. On the other part a serious correction of the State program identify absence of accurately considered and realistic strategy of solution of the housing problem. 

At present the legal basis of housing policy in the Republic of Kazakhstan is formed with a range of documents: Constitution of the RK and legislation of the RK “About housing relations”, “About mortgage”, “About housing construction savings”, “About share in the capital for housing construction, the Conception of long-term financing of housing construction and development of mortgage system,  the State program of housing construction for 2005-2007, the State program of housing construction for 2008-2010, the program of development of construction industry and production of construction materials of the Republic of Kazakhstan for 2010-2014.

However all these documents act separately and developed without connection with each other, insufficiently oriented for achievement of program tasks. As a result of absence of scientific, methodological and organizational support, the efficiency of programs accepted for realization is very low. Absence of the law that regulates the basics of housing policies with clear statement of goals and tasks results in diverse interpretation of goals of the housing policies. For example in the State program of housing construction for 2005-2007 the main goal of housing policies is declared as creation of conditions for purchasing and construction of housing by the population by means of development of the progressive forms of crediting. In the State program for 2008-2010, the goal is changed: the main goal of housing policies is the transition for stable functioning and development of housing construction that provides affordability of housing for citizens with different levels of income.  In framework of the Program of housing construction in the RK for 2011-2014 stipulated a new scheme of construction of mortgaged housing with realization by means of construction savings, support of commercial housing by means of funding of banks of the second level.

Nevertheless the analysis showed week parts of the above programs: Not succeeded up to the end to provide affordability of housing to the majority of economically active population; was not accelerated the provision of housing to the citizens before that the state has obligations as well as young families. The existing problems in the sphere of provision of the citizens of the country with affordable and qualitative housing showed the necessity and timeliness of transition to new housing policies. The significance of development and implementation of integral, scientifically grounded housing policies is especially high right now when economic and social reforms of the perestroika period undertaken for modernization of the society led to its deep transformation.  

In 1993, an important step was made in the housing reform. “The State program of new housing policies and mechanisms of its realization” is accepted by Decree of the President of the Republic of Kazakhstan #1344. Its final purpose was self-repayment of housing maintenance. It provided a number of important strategic steps in the sphere of housing policies of the state.

Essence of the housing policies executed since then consists in transfer from distribution of housing habitation built at the expense of state central capital investments to its acquirement by some citizens or juridical persons for their own means. Right for receipt of free housing habitation by low-income groups or socially vulnerable citizens is preserved or for acquirement of it for moderate prices from state or municipal funds according to norms, advantages and privileges established by the law. The prevalent situation in the sphere of provision of population with houses testifies necessity of execution of principally new housing policies.

References

1.     Law of the Republic of Kazakhstan. About the housing relations:– Almaty: LAWYER, 2006. – p. 52

2.     The State program of new housing policies and mechanisms of its realization // Decree of the President of the Republic of Kazakhstan 1993y., № 1344.