Candidate of economic Sciences, Kabashova E.V.

Bashkir State Agrarian University, Ufa, Russia

 

MULTIPLE REGRESSION MODELS IN PREDICTING INCOMES

 

Currently building multiple regression models – one of the most common methods in Economics.

The purpose of the study is to build a model based on per capita monetary income of the population from the most significant factors to predict them in the future.

Forecasting based on regression models allows to take into account the expected levels of factor variables play different versions of the forecast at different combinations of factor values.

To build the multiple regression equation is needed to solve the issue of model specifications, please select the most significant factors affecting income of the population and to select the regression equation.

Special attention when building a multiple regression should be paid to selection factors, which is preceded by a qualitative analysis of the essence of the category «income of the population».

The selection of factors in multiple regression we observed the following requirements:

1) Compliance with qualitative and quantitative analysis, that is, the regression equation should include only the essential factors that truly affect incomes.

2) All factors included in the model, quantitatively measurable.

3) The accuracy of the indices depends on the use of official statistics from Rosstat.

4) No redundant factors, i.e. each factor in the multiple regression equation represented by only one sign.

5) No collinear factors, that is, which are interconnected in a linear relationship. If between the factors there is a high correlation, it is impossible to determine the isolated effect on the effective indicator, and the parameters of the regression equation prove to be uninterpreted.

For econometric modeling and forecasting of per capita monetary income of population is selected the following indicators:

X1 ‒ gross regional product per capita, rubles;

X2 ‒ level of employment, %;

X3 ‒ unemployment rate, %;

X4 ‒ retail trade turnover per capita, rubles;

X5 ‒ investment in fixed capital per capita, rubles;

X6 ‒ share of population of working age, %;

X7 ‒ average monthly nominal accrued wages of employees of organizations, rubles;

X8 ‒ share of social benefits in monetary incomes, %;

X9 ‒ share of wages in monetary income of population, %;

X10 ‒ gross harvest of grain per capita, kg;

X11 ‒ gross agricultural production per capita, thousand rubles;

X12 ‒ volume of paid services per capita, rubles.

In general, the selection of factors is made on the basis of qualitative theoretical and economic analysis. However, theoretical analysis does not always give unambiguous answers to the question of the quantitative relationship of the considered characteristics and the usefulness of including the factor in the model. Therefore, the selection of factors in our study was conducted in two stages: 1) selection of factors based on the nature of the problem; 2) selection of factors based on the matrix of pair coefficients of correlation and determination of the student's t-test for the regression parameters.

Multiple correlation and regression analysis is performed on the data of the Volga Federal district (for 2015), which is composed of 14 regions.

The most important and significant the multiple regression equation are presented in table 1.

 

Table 1 Econometric modeling of per capita monetary income of population

in the Volga Federal district

¹

The regression equation

Multiple ratio of

F-Fisher criterion

correlation

determination

1

0,955

0,913

57,62

2

0,973

0,947

97,83

3

0,951

0,905

52,50

 

To analyze the results of correlation and regression analysis.

Model 1. With the increase of retail trade turnover per capita of 1 rubles per capita monetary income on the average on regions of the Volga Federal district will increase by 0,13 rubles with the same level of investment in fixed capital. With the growth of investment in fixed capital per capita of 1 rubles per capita income at an average increase of 0,009 to rubles with the same level of retail trade turnover.

Multiple correlation coefficient of 0,955 describes a strong link between incomes and the factors X4 and X5. 91,3% of the variation of per capita incomes is explained by the variation of the retail trade turnover and investment in fixed capital.

As the actual F (57,62) more than F tabular (3,98), then with probability 0,95 we conclude about the statistical significance of the regression equation as a whole and of the indicator of the closeness of the connection which was formed under the influence of nonrandom factors X4, X5.

Model 2. By increasing the proportion of the population of working age by 1% per capita income on the average on regions of the Volga Federal district will be reduced by 880,40 rubles for the same level of average monthly nominal accrued wages. With the growth of average monthly nominal accrued wages by 1 rubles per capita, average income will increase by 1,92 rubles for a constant proportion of the working population.

Multiple correlation coefficient of 0,973 describes a strong link between incomes and the factors X6 and X7. 94,7% variation of per capita monetary income of the population due to the variation in the proportion of the working population and wage workers.

As the actual F (97,83) more than F tabular (3,98), then with probability 0.95 we conclude about the statistical significance of the regression equation as a whole and of the indicator of the closeness of the connection which was formed under the influence of nonrandom factors X6, X7.

Model 3. By increasing the share of social benefits in monetary income of population by 1% per capita income on the average on regions of the Volga Federal district will be reduced by 1305,60 rubles at a constant share of wages. With the increase in the share of wages in monetary income of population by 1% per capita, average income will increase by 143,72 rubles at a constant share of social benefits.

Multiple correlation coefficient of 0,951 when describes the strong relationship between income and factors of X8 and X9. In 90,5% of variation of per capita monetary income of the population due to the variation in the share of social benefits and the share of wages in the structure of monetary incomes of the population.

As the actual F (52,50) more than F tabular (3,98), then with probability 0,95 we conclude about the statistical significance of the regression equation as a whole and of the indicator of the closeness of the connection which was formed under the influence of nonrandom factors X8, X9.

To determine forecast values of per capita monetary income of the population according to the obtained regression equations, calculated the predicted values of the factor variables. For the period from 2005 to 2015 built equations trends and based on these identified predictive values of factor signs. The choice of a mathematical function, most adequately reflecting the dynamics of development of factor signs made on the basis of maximum value of reliability of approximation.

Projected values of per capita monetary income of population in the Volga Federal district will receive by substituting a two-factor regression equation predicted values of factor variables.

Based on the results of the econometric modeling provided the following forecasts of average per capita monetary income of the population, depending on the selected factor signs on the above models (table 2).

Table 2 Forecasting options of average per capita money incomes of population

Number of model

Factor signs

The predicted values of incomes

2017

2018

2019

2020

2021

1

Õ4  è Õ5

31294,66

33941,61

36588,56

39235,50

41882,45

2

Õ6  è Õ7

25564,37

25130,51

24737,03

24376,62

23655,50

3

Õ8  è Õ9

30107,61

33076,64

35819,39

38377,56

40695,30

 

Therefore, all the constructed multiple regression equations (except the second) is observed to increase per capita income by 2021. The largest increase is observed in the first regression model with the signs of the factors: the retail trade turnover and investments in fixed capital per capita, which also tend to increase.

The forecast for the third model, in principle, is unrealistic according to the laws of economic science: the reduction of per capita incomes in nominal terms is impossible. However, the practical significance of this model is the need for perfection and optimization of the current structure of monetary incomes of the population. The reduction in the share of wages in the structure of monetary incomes of the population has occurred against growth of the share of income from entrepreneurial activity and property, social benefits.

Thus, the main economic policy measures should be aimed at increasing the real incomes of the population and optimizing the structure of monetary incomes of the population, increasing the share and role of wages in the formation of incomes.

 

 

 

 

 

Literature

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