Saktaganova Indira Sovetovna,
Associate Professor, Department of Theory and History
of State and Law, constitutional law, Candidate of Law Eurasian National
University of L.N. Gumilyov, Astana, Kazakhstan
Karibayeva Gulnaz,
Kazakhstan,
L.N.Gumilyov Eurasian National
University,Associate professor,
Kassymbayev Ali,
Student of theDepartment of State and Law Sciences
Law studiesEurasian Institute for Humanities
Saktaganova Alina
Daniyarovna,
The 2nd year student of the
specialty political science of the Eurasian national universityNamed after L.N.
Gumilev, Astana, Kazakhstan
THE MODERN CONDITION OF SOCIAL PROVISION RIGHT SYSTEM
IN THE REPUBLIC OF KAZAKHSTAN
The Republic of Kazakhstan - the first of the
Commonwealth of Independent States, which has carried out a reform of the
pension provision. The essence of the reform was that implemented gradual
transition from the distribution system of social
security based on solidarity between generations, to a funded pension system,
which provides individual pension savings in pension funds. [1]
Since the inception of the accumulative pension system
in our country, pension funds have developed in constant rivalry, in
competition. In the initial stage, this led to a positive result: weak funds
have left the market, while others, united and strengthening its position,
soybeans continued activity in the pension market. Today, apparently, during
the fierce competition pension funds fades into the background, giving way to
constructive cooperation.
However, despite the significant and positive results
of reforming the accumulative pension system, many of its problems are still
unresolved. Among them are lack of accumulated funds of pensioners to ensure
normal conditions of life in the aftermath of the labor period, unresolved
gender issues (different life expectancy, wage inequality and, consequently, in
the amount of pensions for men and women), the problem of the production
disability, and others. But this state provides for measures to improve the
pension problems [2].
Today one of the main institutional investors in the
Republic of Kazakhstan accumulative pension funds face has problems in
providing a sufficient volume of a decent level of pensions in old age. Since
there is a need to improve the management of pension assets, which would be a
factor, not only the growth in the volume of savings of the population, but
also stimulate economic growth.
Since April 1, 2009, to accumulate pension savings
only in any one personal account in one of the accumulative pension funds (APF)
introduced a system of automatic transfers of pension savings. The second stage
of optimization of payments in the accumulation system issocalled system of automatic translation
of savings into effect from 1 July, 2009. If the investor had several accounts
in different funds, but now all his savings are combined on a single pension
account. Thus, provided the legal norm "one contributor is one fund".
From 1 January 2012 the Law "On pension
security" approved and put into effect on the rate of implementation of
several investment portfolios - aggressive, moderate and conservative, to
involve investors in investment decisions, which will enable the investor to
diversify their savings. That is, it goes to a new level when the investor
based on his personal preferences, he will be able to choose their investment
portfolio. Also in the long term transition to a service through the electronic
card when the cardholder, i.e. the investor, the fund will be able to make
choices, which he wants to entrust their savings and simultaneous translation
savings through the electronic system maintenance.
Thus, Kazakhstan passed the stage of formation of the
pension system and entitles the basis for the preliminary results, and determine
the prospects for further possible ways of development of Kazakhstan's model.
Summing up the last period of reforming the pension
system, it can be argued that the pension system has an increasingly positive
impact on the social sphere, but also plays a significant role in the
functioning of the economy of the republic. Currently, Kazakhstan's model of
pension provision is the best in the former Soviet Union [3].
The social development of the state, regardless of
realizable model of economic development measured by the standard of living of
pensioners. In various countries, the problem of social security is solved at
the state level, which is directly and direct obligation to retirees.
Consistently implemented in Kazakhstan, social and economic reforms over the
years led to some positive developments. Today in the republic the current
pension system will raise the standard of living of pensioners.
Fundamental changes in the world economy and politics,
the processes of globalization and the internal dynamics of development of the
Republic of Kazakhstan does not allow to stop there. In order to ensure
compliance with national law, new challenges need to further improve the
rule-making and enforcement of the state.
In recent years, social policy develops adequate
economic achievements of the republic. In this area, a number of laws,
according to which social policy is to provide, on the one hand, the growth of
living standards, and on the other - the reform of the existing system of
social guarantees: including the Law "On Housing Relations", "On
Pension Security in the Republic of Kazakhstan "," On obligatory
social insurance ", the Code of the Republic of Kazakhstan" On
people's health and the health care system "and others. [4].
In a market economy there is a problem of every
citizen living wage. This issue is directly linked to the wage established
minimum wage. The citizens' right to remuneration for work without any
discrimination means, above all, setting as a starting index the minimum wage,
mandatory for all employers. One of the activities of the welfare state is to
provide employment, create jobs. The Republic of Kazakhstan is committed to the
creation of such conditions. For example, adopted Law of the Republic of Kazakhstan
"On Employment" develops constitutional provision on social
protection from unemployment, regulates the implementation of measures aimed at
ensuring the employment of citizens experiencing difficulties in finding work
[5].
One of the main areas of social policy in Kazakhstan
is guaranteed by the state to provide the means of life for citizens, deprived
(fully or partially) the ability or opportunity to work and earn income from
labor. Also assisted the family in connection with the birth and upbringing of
children. The Constitution of the Republic of Kazakhstan guarantees its
citizens the right to social security. Social security system in Kazakhstan is
material support and services to citizens in the case of a certain age,
illness, disability, loss of breadwinner, and other grounds.
Reform of the pension legislation was aimed at
changing the very public nature of the entire structure of pension schemes, to
encourage private citizens to participate in the accumulation of funds in the
event of old age, as well as employers, to expand the forms of social
insurance, which lead to the introduction and registration of ownership of
individual retirement accounts, and the formation of new concepts such as
periods of insurance, pension funds and others.
Thus, we consider it necessary to note that the Human
Rights define the scope of freedom of the individual, his autonomy and
self-determination, to organize and coordinate public relations and relations
delineate the boundaries of state activity, preventing unjustified intrusion of
the state into the sphere of personal freedom, putting obstacles absolute power
and arbitrariness of state structures define the parameters of the relationship
between man and the state, the latter responsible for its activity to the individual
and society, providing stability and sustainable development of society, its
normal activities on the basis of proven historical experience of legal forms
of human interaction.
LITERATURE:
1.
"Accumulative pension system of
Kazakhstan." The securities market of Kazakhstan, 2010, number 12.
2.
Official Website
ENPF - www.enpf.kz.
3.
Law of the
Republic of Kazakhstan "On pensions in the Republic of Kazakhstan"
(rev. And ext., As of 03.31.2014 was), Art. 1, p. 12 // [ER].
Access:online.zakon.kz
4.
Law "On
Compulsory Social Insurance" dated 25.04.2003. № 405-2, http: //
base.zakon.kz
5.
Law "On
Employment" from 23.01.2001. № 149-2, base.zakon.kz